TERMS & CONDITIONS (TERMS OF USE)

Last Updated: 03-12-2025

Welcome to Finntick, owned and operated by M/S Imagination Asset Management Private Limited, located at No. 4/2 MGR Nagar, Aerikarai South Kolathur, Chennai, Tamil Nadu – 600099.
By accessing or using our website (www.finntick.com), online courses, webinars, or training programs (“Services”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please discontinue use of our Services.

These Terms are drafted in accordance with the Indian Contract Act, 1872, the Information Technology Act, 2000, including relevant rules and regulations, and other applicable Indian laws.

Acceptance of Terms

By using our Website or enrolling in any course or program, you acknowledge that:

  • You have read, understood, and agreed to these Terms.
  • You are at least 18 years of age.
  • You are entering into a legally binding contract under the Indian Contract Act, 1872.

Nature of Services

Finntick provides educational and training services relating to trading and the Indian stock market, including online courses, recorded modules, webinars, and learning materials.

Our Services are strictly for self-learning and academic purposes.
We do not offer investment advice, stock tips, buy/sell recommendations, or portfolio management services.

SEBI-Safe Educational Disclaimer

In compliance with the SEBI (Investment Advisers) Regulations, 2013, we clarify that Finntick is not registered with SEBI as an investment advisor, broker, analyst, or research entity. All content made available through our platform is strictly for educational and informational purposes and should not be interpreted as financial, trading, or investment advice. Users are solely responsible for their own trading and investment decisions. Any examples, back-testing results, simulations, or case studies used within our courses are purely illustrative and are not indicative of, nor do they guarantee, any future performance or financial outcomes.

User Eligibility

To use our Services, you must:

  • Be 18 years or older, and
  • Be legally competent to enter into a contract under the Indian Contract Act, 1872.

We do not knowingly provide services to minors. If a minor’s data is identified, it will be deleted as per the IT Rules, 2011.

Account Registration

To access certain Services, you may be required to create an account and provide registration details. By doing so, you agree to furnish accurate, complete, and up-to-date information, to maintain the confidentiality of your login credentials, and to promptly notify us of any unauthorized access or suspected misuse of your account. You acknowledge that you are solely responsible for all activities carried out under your account, and Finntick shall not be liable for any loss, damage, or misuse arising from your failure to safeguard your account information.

Payment Terms

  • All fees must be paid in full before accessing any course or service.
  • Payments made are non-transferable and non-refundable, except where required by applicable consumer laws.
  • We may use secure third-party payment gateways; their terms will apply.

Intellectual Property Rights

All course materials, videos, texts, graphics, trademarks, and digital assets are the exclusive property of M/S Imagination Asset Management Private Limited, protected under the Copyright Act, 1957.

You agree not to:

  • Copy, record, share, resell, distribute, or reproduce any content;
  • Publish or upload course content on any platform;
  • Use content for commercial training or redistribution.

Violation may result in termination of access and legal action.

Acceptable Use Policy

By using our Website and Services, you agree not to engage in any fraudulent, abusive, or unlawful activities, nor upload viruses, malicious code, or any content that could harm or disrupt our systems. You also agree not to publish misleading information or attempt to breach, interfere with, or circumvent the security of the Website. Any misuse or violation of these obligations may result in suspension of access, termination of services, or legal action in accordance with the provisions of the Information Technology Act, 2000 and other applicable laws.

Third-Party Tools & Links

Our website may contain links to third-party websites, tools, or services, including but not limited to hosting platforms, analytics providers, and payment gateways. These external sites operate independently, and we do not control, endorse, or assume responsibility for the accuracy, reliability, or practices of any third-party content or services. Any access to or use of such third-party platforms is undertaken at your own discretion and risk, and Finntick shall not be liable for any loss, damage, or issues arising from your interactions with these external sites.

No Guarantee of Earnings or Results

Trading in financial markets involves inherent risks, and users should understand that participation in such activities may result in financial loss. Finntick does not guarantee or promise any profits, earnings, trading success, or specific outcomes from the use of our educational content. We do not assure the accuracy of market predictions or the future performance of any strategies, techniques, or concepts discussed in our courses. All examples and illustrations are for academic purposes only, and actual results may vary significantly based on individual understanding, effort, market conditions, and personal decision-making.

Termination of Access

We reserve the right to suspend or permanently terminate your access to the course materials or any of our Services if you are found to be in violation of these Terms, misuse or abuse our content, provide false or misleading information during registration or use of the platform, or engage in any unauthorized reproduction, distribution, or sharing of our intellectual property. Such termination may be immediate and without prior notice, and we may also pursue appropriate legal remedies, including actions for intellectual property infringement, under applicable Indian laws such as the Copyright Act, 1957 and the Information Technology Act, 2000.

Limitation of Liability

To the maximum extent permitted under Indian law:

  • Finntick is not liable for financial losses, loss of profits, trading losses, or damages resulting from the use of educational content.
  • All services are provided on an “as is” and “as available” basis.
  • We do not guarantee uninterrupted or error-free access.

Indemnification

You agree to indemnify, defend, and hold harmless Finntick, its entity M/S Imagination Asset Management Private Limited, its directors, employees, and affiliates from and against any claims, damages, losses, liabilities, costs, or expenses (including reasonable legal fees) arising out of or related to your misuse of the Website or its content, your violation of these Terms, or any infringement or alleged infringement of intellectual property rights or other rights of any third party resulting from your actions. This obligation applies to any claim or dispute brought against us due to your conduct while using our Services.

Data Usage & Privacy

Your use of our services is governed by our Privacy Policy, which is compliant with the IT Act, 2000 and IT Rules, 2011.
By using our Services, you consent to data collection and processing as described in the Privacy Policy.

Refunds & Cancellations

Unless expressly stated otherwise in a specific course or promotional offer, Finntick follows a strict no-refund policy for all digital products, including online courses, recorded sessions, subscriptions, downloadable materials, and any other electronically delivered educational content. As digital learning resources are accessible immediately upon purchase, we cannot reverse access once provided, and therefore refunds are generally not permitted.

Refunds or cancellations, where applicable, will only be considered in exceptional cases as per the company’s internal policy and in alignment with applicable Indian consumer protection laws. Any approved refund will be processed through the original payment method within the timelines specified by our payment partners. Users acknowledge that refund eligibility varies depending on the nature of the product, mode of delivery, and specific terms disclosed at the time of purchase.

By enrolling in any course or program, you confirm that you have reviewed and understood the refund terms, and agree that Finntick retains full discretion in approving or denying refund requests in accordance with our policies and governing regulations.

Modification of Terms

We reserve the right to update or modify these Terms at any time.
Revised Terms will be posted on the Website with a “Last Updated” date.
Continued use of the Services constitutes acceptance of the revised Terms.

Governing Law & Jurisdiction

These Terms are governed by the laws of India.
Any disputes shall be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu, in accordance with the Code of Civil Procedure, 1908.

Contact Information

For any questions or concerns regarding these Terms, please contact:

M/S Imagination Asset Management Private Limited
Email: assist@finntick.com
Address: No. 4/2 MGR Nagar, Aerikarai South Kolathur, Chennai, Tamil Nadu – 600099